Interest Free Finance

Interest free finance that fits your business and your clients

Amounts and loan durations to suit your business. Match with the lifetime and value of your products and services.

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Help your clients spread the cost with our interest free finance solutions.

Built in-house

Built in-house, with full control over core systems, and with local support.

Tailored finance

A choice of upfront payments, payment holidays, payment frequency, durations & referrals. Custom branding available.

No customer fees

No late fees, account fees, setup fees, processing fees.

What our partners say

We carefully considered a handful of reputable, 'buy now, pay later' companies for our aftermarket 4x4 rims eCommerce store. We found etika's process for customers and store owners alike, very simplistic. The fees are extremely competitive and cost effective and the integration, seamless. The personable service we experience (still do!) is second to none.

Cassandra
Sin City Rims

The member journey is seamless – most members can complete the end-to-end process in just a couple of minutes. A big thanks to the etika team for their support, customer service, and flexibility in accommodating some late requirements!

Len Elikhis
Chief Product & Vitality Officer, AIA New Zealand

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