About us

The power of ethical lending

etika provides fairer consumer loans through our network of trusted business partners.

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Our mission

We deliver fair and flexible financial products, in a socially responsible way, to consumers and retailers.

Our vision

To be the most trusted financial services organisation in the world. Driven by technical innovation and transparency, we will set the standard for modern banking.

We strive to be truthful, fair and honest when we deal with customers, retailers, partners, authorities and employees. We say it as it is and do as we say.

Robert Schuijff
CEO

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Our story

Fair & honest finance

The name etika means ‘ethical’ in several languages and that’s exactly what we want to bring to finance - a responsible and fair approach to lending money. We’re different from other lenders because we put the financial wellbeing of our customers first.

etika was founded in 2012 with a mission to provide fairer finance to more people globally. We’re a privately owned and technology-driven company, here primarily to make a positive difference in the world of finance.

We actively seek out ethical business partners that treat their suppliers, customers, employees and business partners with the same respect and fairness we would.

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Our community

We seek others like us

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Our business partners

We align with reputable partners who seek accessible finance for everyone.  Customised, secure finance that treats their customers fairly and respectfully.  A positive customer experience results in enriched sales and deeper loyalty.

Our  customers

When buying goods they love or need, we try to closely match our finance offerings with customers’ repayment capabilities and the product's lifetime.  Our fair and easy to understand finance helps customers feel in control and in charge of their finances.

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Our customers
Our employees

Our employees

Our honest, transparent, inclusive work environment is where everyone’s hard work, flexibility, ideas, and ambition is valued and rewarded.

Our DNA

Wired for positive social impact

Longer terms

Spread the cost of large purchases.

We believe in diversity of people and ideas

We lead through innovation and launch fast

We use modern technology to improve products for our customers

Easy integration

With our simple API documentation, you'll be up and running in no time.

Co-contributions

Incentivise the borrower by paying a portion of their loan repayment.

Longer terms

Spread the cost of large purchases.

Being fair and responsible is more important than profit

We aim to make finance accessible to many, not just a lucky few

We develop our core platform in-house giving us maximum control and flexibility

Easy integration

With our simple API documentation, you'll be up and running in no time.

Co-contributions

Incentivise the borrower by paying a portion of their loan repayment.

Longer terms

Spread the cost of large purchases.

Our finance is easy to use and understand

We only work with trusted retailers that support and reflect our values

Easy integration

With our simple API documentation, you'll be up and running in no time.

Co-contributions

Incentivise the borrower by paying a portion of their loan repayment.

Our offices

3 locations, 68 people and growing.

Manchester

A team known for their drive and banter.

Sydney

An office full of diverse ideas and personalities.

Melbourne

Our in-house hub of tech and development gurus.

Work with us

Our diverse etikans have an enormous breadth and depth of experience to change things up, grounded by making a positive difference in the world of finance.  If you’re looking for an opportunity to challenge and learn, with a future of doing good for others and you'd like to team up with people who want the same thing, come talk to us about a career at etika.

See openings