etika provides fairer consumer loans through our network of trusted business partners.
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We deliver fair and flexible financial products, in a socially responsible way, to consumers and retailers.
To be the most trusted financial services organisation in the world. Driven by technical innovation and transparency, we will set the standard for modern banking.
The name etika means ‘ethical’ in several languages and that’s exactly what we want to bring to finance - a responsible and fair approach to lending money. We’re different from other lenders because we put the financial wellbeing of our customers first.
etika was founded in 2012 with a mission to provide fairer finance to more people globally. We’re a privately owned and technology-driven company, here primarily to make a positive difference in the world of finance.
We actively seek out ethical business partners that treat their suppliers, customers, employees and business partners with the same respect and fairness we would.
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We align with reputable partners who seek accessible finance for everyone. Customised, secure finance that treats their customers fairly and respectfully. A positive customer experience results in enriched sales and deeper loyalty.
When buying goods they love or need, we try to closely match our finance offerings with customers’ repayment capabilities and the product's lifetime. Our fair and easy to understand finance helps customers feel in control and in charge of their finances.
Our honest, transparent, inclusive work environment is where everyone’s hard work, flexibility, ideas, and ambition is valued and rewarded.
We take pride in being accredited as a Living Wage Foundation Employer. We recognise that our greatest asset is our dedicated team, and we value the important role each individual plays. That's why we've committed to ensuring that every member of our team earns a real Living Wage - an independently calculated hourly rate of pay that's based on the actual cost of living, and is higher than the government minimum.
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Longer terms
Spread the cost of large purchases.
We believe in diversity of people and ideas
We lead through innovation and launch fast
We use modern technology to improve products for our customers
Easy integration
With our simple API documentation, you'll be up and running in no time.
Co-contributions
Incentivise the borrower by paying a portion of their loan repayment.
Longer terms
Spread the cost of large purchases.
Being fair and responsible is more important than profit
We aim to make finance accessible to many, not just a lucky few
We develop our core platform in-house giving us maximum control and flexibility
Easy integration
With our simple API documentation, you'll be up and running in no time.
Co-contributions
Incentivise the borrower by paying a portion of their loan repayment.
Longer terms
Spread the cost of large purchases.
Our finance is easy to use and understand
We only work with trusted retailers that support and reflect our values
Easy integration
With our simple API documentation, you'll be up and running in no time.
Co-contributions
Incentivise the borrower by paying a portion of their loan repayment.
A team known for their drive and banter.
An office full of diverse ideas and personalities.
Our in-house hub of tech and development gurus.
Our diverse etikans have an enormous breadth and depth of experience to change things up, grounded by making a positive difference in the world of finance. If you’re looking for an opportunity to challenge and learn, with a future of doing good for others and you'd like to team up with people who want the same thing, come talk to us about a career at etika.
etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Company address: Suite 2.01, Colony, One Silk Street, Ancoats, Manchester, England, M4 6AG. Copyright © year etika. All rights reserved.
