Fair finance that fits

etika re-shapes credit to what your customers can afford, so more of your customers can get to enjoy their new homewares and furniture.

Say goodbye to 100s of credit declines*

Scroll down to see why etika fits you and your customers:

More sales, fewer drop offs

Affordable finance for more customers means retained sales and higher conversion rates for your homeware or furniture business.

More accepted, fewer rejected

Credit rejections leave customers thinking negatively about retail brands. They may choose to not get their new sofas with you again.  Conversely, more credit approvals lead to increased customer loyalty.

No hidden fees

At etika, we believe in ethical finance. This means no late charges or hidden fees for your customers and a commitment to provide your customers with finance they can afford.

* Based on 4 retailers assessed between March and September 2021.