etika has a history of providing custom solutions that work, for some of the biggest companies.
Allows parties other than the borrower to contribute variable amounts towards to the loan repayments
Align our finance solution with your brand and optimise your customer experience
Choice of upfront payments, payment holidays, durations, soft credit checks, referrals, interest-bearing, interest-free, multi-channel to match retailer and consumer’s needs.
Built in-house
Our platform is built in-house, with full control over its core systems.
Unique tech
We use unique lending technology to deliver flexible finance to more of your customers.
Responsible
We were the fist finance platform that allows customers to check how much they can afford before they shop.
Risk free
We help take care of everything from integration and reporting, to credit risk.