A custom solution to increase conversion

Allows you to host our finance application journey on your website up to point of E-sign.

Why choose etika fusion?

Frictionless process and customisable messaging, resulting in a positive user experience and reduced drop-off rate for your business.

Reduce drop-offs

Customers don’t leave your website prior to E-sign of the loan agreement, so friction in the buying process is minimised.

Optimised customer experience

The application process will be aligned with your brand.

Omni-channel finance

Online application, with in store transaction completion is possible.

Increase overall revenue

You are likely able to approve more applications and can direct declined customers to alternative payment methods.

Option to add our unique intuition technology

Allows for ‘soft’ credit search and a budget for your customer early in the journey, to provide affordability transparency.

74.5%

of the global shoppers abandoned their cart. A key driver is offering insufficient payment options.

J.Clement, Shopping cart abandonment rate worldwide 2020, by industry - Statista - June 30, 2020

57%

of consumers now say that the availability of digital payment options would impact their choices of where to shop.

Pymnts.com, The How We Shop Report, September 2020

59%

of consumers abandon their cart because of a lack of payment options.

Susannah Morris, Psychology of Ecommerce Sales: Consumers and the Ecommerce Checkout (infographic), Hubspot - August 03 2017

How it works

Apply

The customer completes their application on your website.

Retrieve

The information reaches etika via APIs.

Decide

etika returns a status notification to you with a decision.

Present

You can display the decision to your customer while they are still on your website.

E-sign

If approved, your customer is directed to E-sign the contract on our site. If it is declined, you can offer your customer an alternative payment method.

Complete

If approved, your customer completes the transaction on the website or in store.

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