Add finance to your business

etika lets you embed powerful & secure finance into your business.

Turn shoppers
into buyers

Deliver the right offer to your customers at the right time and in the right place. Turn your shoppers into buyers, increase your average order value, and expand your customer base.

Spread the cost

With our sustainable business model and best-in-class user experience, we help you build stronger relationships with your customers. We see an average conversion rate of 81.8% for customers who have completed the credit check.

Next day settlements

Settlements are paid directly into your bank account each day and our merchant fees are transparent.

A seamless integration

Easily integrate with popular platforms such as Magento, Magento 2 and Woocommerce. Support is available in-house.

A custom solution

You can choose the amount, duration, and frequency of payments that suit your needs.

Longer terms

Spread the cost of large purchases.

Built in-house

Built in-house, with full control over core systems, and with local support.

Custom branding

Add your logo and brand colors to make it your own.

Easy integration

With our simple API documentation, you'll be up and running in no time.

Easy integration

With our simple API documentation, you'll be up and running in no time.


Incentivise the borrower by paying a portion of their loan repayment.

Together, let's build something incredible

Ready to talk to us?

Provide some details, and we'll be in touch.

Contact us

Contact Support

If you are a merchant and would like to learn more about partnering with etika, please send us a message and we will contact you.

Our office hours are Monday to Friday from 10am to 8pm (NZDT)
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