Interest free finance that fits

Amounts and loan durations to suit your business. Match with the lifetime and value of your products and services.

Help your clients spread the cost with our interest free finance solutions.

From browsers to buyers

Offering the ability to spread the cost will help convert more browsers into buyers. etika lets your business and your customers choose the duration and/or payment frequency of the finance.

Our customers

Fair & fast finance

NO interest, late fees or account fees for your customers and fair merchant fees for you. With our seamless online, telesales and in store application, we achieve a conversion rate of almost 90%.

Quick & easy set-up

Easy set-up with our merchant portal or integration with popular platforms like Magento, WooCommerce and Drupal. Because we have built and support our own platform, we're always available to answer any questions you might have.

Our business partners

Need a tailored solution?

Built in-house

Built in-house, with full control over core systems, and with local support.

Tailored finance

A choice of upfront payments, payment holidays, payment frequency, durations & referrals. Custom branding available.

No customer fees

No late fees, account fees, setup fees, processing fees.

What our partners say

We carefully considered a handful of reputable finance companies for our aftermarket 4x4 rims eCommerce store. We found etika's process for customers and store owners alike, very simplistic. The fees are extremely competitive and cost effective and the integration, seamless. The personable service we experience (still do!) is second to none.

Cassandra
Sin City Rims

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