etika lets you embed powerful & secure finance into your business.
Deliver the right offer to your customers at the right time and in the right place. Turn your shoppers into buyers, increase your average order value, and expand your customer base.
With our sustainable business model and best-in-class user experience, we help you build stronger relationships with your customers. We see an average conversion rate of 81.8% for customers who have completed the credit check.
Settlements are paid directly into your bank account each day and our merchant fees are transparent.
Easily integrate with popular platforms such as Magento, Magento 2 and Woocommerce. Support is available in-house.
You can choose the amount, duration, and frequency of payments that suit your needs.
Longer terms
Spread the cost of large purchases.
Built in-house
Built in-house, with full control over core systems, and with local support.
Custom branding
Add your logo and brand colors to make it your own.
Easy integration
With our simple API documentation, you'll be up and running in no time.
Easy integration
With our simple API documentation, you'll be up and running in no time.
Co-contributions
Incentivise the borrower by paying a portion of their loan repayment.
You can choose the amount, duration, and frequency of payments that suit your needs.
Longer terms
Spread the cost of large purchases.
Built in-house
Built in-house, with full control over core systems, and with local support.
Choose your terms
A choice of upfront payments, payment holidays, payment frequency, durations & referrals.
Interest-free
Offer it always or for a limited time.
Co-contributions
Incentivise the borrower by paying a portion of their loan repayment.
Custom branding
Add your logo and brand colors to make it your own.
Provide some details, and we'll be in touch.