About us

The power of ethical lending

etika provides fairer consumer loans through our network of trusted business partners.

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Our mission

We deliver fair and flexible financial products, in a socially responsible way, to consumers and retailers.

Our vision

To be the most trusted financial services organisation in the world. Driven by technical innovation and transparency, we will set the standard for modern banking.

We strive to be truthful, fair and honest when we deal with customers, retailers, partners, authorities and employees. We say it as it is and do as we say.

Robert Schuijff

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Our story

Fair & honest finance

The name etika means ‘ethical’ in several languages and that’s exactly what we want to bring to finance - a responsible and fair approach to lending money. We’re different from other lenders because we put the financial wellbeing of our customers first.

etika was founded in 2012 with a mission to provide fairer finance to more people globally. We’re a privately owned and technology-driven company, here primarily to make a positive difference in the world of finance.

We actively seek out ethical business partners that treat their suppliers, customers, employees and business partners with the same respect and fairness we would.

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Our community

We seek others like us

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Our business partners

We align with reputable partners who seek accessible finance for everyone.  Customised, secure finance that treats their customers fairly and respectfully.  A positive customer experience results in enriched sales and deeper loyalty.

Our  customers

When buying goods they love or need, we try to closely match our finance offerings with customers’ repayment capabilities and the product's lifetime.  Our fair and easy to understand finance helps customers feel in control and in charge of their finances.

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Our customers
Our employees

Our employees

Our honest, transparent, inclusive work environment is where everyone’s hard work, flexibility, ideas, and ambition is valued and rewarded.

Our Values

Longer terms

Spread the cost of large purchases.

We do the right thing

We believe in what is right, as opposed to what is easy. We actively seek big and small opportunities to make a positive impact.

Be open and honest

We say it as it is and do what we say. We are transparent, upfront and real in everything we do. 

Be bold

We unapologetically stand up for what we believe in. We are unafraid to challenge the status quo and empower others to do the same. 

Easy integration

With our simple API documentation, you'll be up and running in no time.


Incentivise the borrower by paying a portion of their loan repayment.

Our offices

3 locations, 100 people and growing.


A team known for their drive and banter.


An office full of diverse ideas and personalities.


Our in-house hub of tech and development gurus.

Work with us

Our diverse etikans have an enormous breadth and depth of experience to change things up, grounded by making a positive difference in the world of finance.  If you’re looking for an opportunity to challenge and learn, with a future of doing good for others and you'd like to team up with people who want the same thing, come talk to us about a career at etika.

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